Silver Guard
®
Guaranteed: level premium, level death benefit, cash and non-forfeiture values available
Life-Pay
Non-tobacco and tobacco user rates
Premium rates are based on underwriting tables
Standard (Standard through table 4)
Special (Tables 5 – 8)
Add Accidental Death Benefit Rider for increased coverage at minimal cost (Silver Guard
®
Standard only)
Available in all states
except
New York
Issue Ages
(age last birthday)
50 - 80
Face Amount Limits and Bands
Minimum
$2,500 minimum
(minimum premium for EFT of $20 monthly or $240 annually)
Maximum
Standard:
$25,000 maximum
Special:
$15,000 maximum
Policy Fee
$60, fully commissionable
Premium Modes
EFT Modes for Applications enrolled via IN
Speed
®
NOW: Monthly, semi-annual, and annual
Paper Applications: Monthly Electronic Funds Transfer (EFT, Bank Draft), and direct bill modes Annual, Semi-Annual (SA), or Quarterly (Q)
Additional Benefits and Riders
Accidental Death Benefit for Silver Guard
®
Standard
Terminal Illness Accelerated Death Benefit
$1,000 Cash Draft Benefit